Category Archives: Finances

Current Checking and Savings Rates

I’ve been a steady ING Direct savings account customer for quite some time. They recently moved their savings rate up to 3.15% from 3.00% (yea!). But in the meantime a lot of other savings accounts have popped up that offer slightly higher rates. So far I have been reluctant to switch since ING is so [...]

NetworthIQ

A very interesting site was started this month, NetworthIQ. Using NetworthIQ you can track your net worth over time and choose whether or not to make your profile public. Browsing through the public profiles, they currently have people ranging in net worth from negative values all the way up to $1.9 million. Plus you can [...]

How do you get your financial news?

The majority of my financial news comes from four different sources:

Recorded CNBC programs
WSJ
finance.yahoo.com
personal finance blogs

I tend to get up in the morning, and since I’m on the west coast, start skimming through CNBC programs such as Morning Call and Power Lunch. The general overview that these programs provide is convenient and I can skip back [...]

Working 0% Credit Card Deals

While 0% credit card deals are often bad for those who overextend themselves, with a little planning you can make a bit of extra money. There is lots of talk about doing balance transfers, where you take out cash at 0% and then put it into some kind of interest bearing account. These [...]

Keeping Your Oldest Credit Accounts Around

If you have been applying for your free credit reports periodically, one way that you can help build credit is to make sure that your oldest card gets used once in a while. Since a major factor in your credit report is the average age of your credit card accounts, you want to make [...]