Category Archives: Finances

IRS Withholding Calculator

Now is a great time of year to head over to the IRS Withholding Calculator and make sure that you’re withholding the right amount of tax in 2007.
Your 2006 return will have told you if you were too high or too low. Optimally you set your deductions so that when tax time comes around next [...]

Requesting a free annual credit report from TransUnion

It’s been a year since I requested my credit report from TransUnion and a few months since I’ve last requested a credit report. So I went on over to http://www.annualcreditreport.com/, filled out my personal info and selected TransUnion. Last time I tried TransUnion it would not let me see my report online and instead forced [...]

Optimizing Credit Card Rebates

Here is how I currently spread my spending out over my credit cards. This table changes over time, and often depends on what promotion Discover is currently running. The Citi Dividend Platinum Select MasterCard and the Discover Card are my main day to day cards. The Amazon.com card is almost always used for Amazon purchases, [...]

Citi Card Foreign Transaction Fees

About a month ago I made some purchases in Canada using my Citi Dividend Card. Two weeks later I noticed a charge that showed up as PURCHASES*FINANCE CHARGE*FOREIGN and figured it must have been associated with those charges in Canada. Finally had a chance to call tonight and was told by the customer service rep [...]

Free Credit Report

Since the launch of AnnualCreditReport.com, I’ve been following a schedule of requesting both my credit report and my wife’s every 4 months. The most convenient way to do it is simply request it around Jan 1st, May 1st, and Sept 1st. This time I requested TransUnion. Unfortunately I could not request a copy online [...]