Category Archives: Credit Cards

Optimizing Credit Card Rebates #2

I’m still here trying to get the most out of credit card rewards. Here is an update to the set of cards that we are using to maximize our rebates in various categories. I’m sure this is not the optimal set.  What are you using?

Category
%
Card
Card Limit
Expiration

Supermarkets
Drugstores
Gas Stations
5%
Citi Dividend MC
$300
 

Drugstores
Fitness
Eyeglasses
Medical/Dental
5%
Discover Card
$1500
3/31/06

Amazon.com
3%
Amazon.com Visa Card
unlimited
 

Everything Else
1%
Discover Card
unlimited
 

Optimizing Credit Card Rebates

Here is how I currently spread my spending out over my credit cards. This table changes over time, and often depends on what promotion Discover is currently running. The Citi Dividend Platinum Select MasterCard and the Discover Card are my main day to day cards. The Amazon.com card is almost always used for Amazon purchases, [...]