Comments on: Citi Dividend Platinum Select MasterCard http://www.optimizedliving.com/2005/06/22/citi-dividend-platinum-select-mastercard/ for those who strive to maximize (value/cost) Thu, 04 Dec 2008 20:08:49 +0000 http://wordpress.org/?v=2.5.1 By: Madeline Holcomb http://www.optimizedliving.com/2005/06/22/citi-dividend-platinum-select-mastercard/#comment-171726 Madeline Holcomb Wed, 12 Nov 2008 20:48:27 +0000 http://www.optimizedliving.com/?p=54#comment-171726 04ng3xlwarj5qnsy 04ng3xlwarj5qnsy

]]> By: Joel http://www.optimizedliving.com/2005/06/22/citi-dividend-platinum-select-mastercard/#comment-13002 Joel Sat, 16 Sep 2006 05:09:11 +0000 http://www.optimizedliving.com/?p=54#comment-13002 Unfortunately, this card is changing from a 5% card to a 2% card in October 2006. The recent changes to the cash back rewards of the Citi Dividend MasterCard prompted me to do some personal analysis to find the best mix of cash back cards for my spending patterns. That personal analysis inspired me to build a general-purpose tool to help anyone determine the single best card or mix of N cards that will maximize their cash back rewards. You just plug in how much you spend each month (broken out by categories for best results) and you're presented with a list of recommended cards sorted from best to worst by your expected annual reward. If having more than one card and using each card to its strengths could yield a greater total reward, then each combination of the Best N cards is presented as well. You can see the tool at http://www.creditcardtuneup.com/ . Unfortunately, this card is changing from a 5% card to a 2% card in October 2006.

The recent changes to the cash back rewards of the Citi Dividend MasterCard prompted me to do some personal analysis to find the best mix of cash back cards for my spending patterns.

That personal analysis inspired me to build a general-purpose tool to help anyone determine the single best card or mix of N cards that will maximize their cash back rewards. You just plug in how much you spend each month (broken out by categories for best results) and you’re presented with a list of recommended cards sorted from best to worst by your expected annual reward. If having more than one card and using each card to its strengths could yield a greater total reward, then each combination of the Best N cards is presented as well.

You can see the tool at http://www.creditcardtuneup.com/ .

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