optimized living

Three billion ways exist to spend money and time. Even with all of the choices, I am convinced that there is an optimal way to save and spend to maximize dollars and time. As much as an unsolvable equation the situation looks like, there must be an answer. If not an answer, the ability to estimate a reasonable answer. The plan is to publish the various ways that I have been able to estimate a solution to this seemingly unsolvable problem, and in the process solicit feedback for better methods.

Here are the assumptions:

• Investing assumes the ability to invest for the long term (20+ years)
• Time has some reasonable worth
• A certain amount of wasted time and money leads to higher productivity

We’ll see if there is a need to modify or add to this set of assumptions as we go.